Looking For A Minneapolis
Car Accident Attorney?
I got in an accident in Minneapolis, Minnesota.
What now?
In Minneapolis, car accident cases are influenced by specific Minnesota laws and insurance regulations that impact how claims are handled and compensation is calculated. Minnesota follows a "no-fault" insurance system, which means each driver’s insurance policy covers their medical expenses, lost wages, and other costs regardless of who caused the accident. This Personal Injury Protection (PIP) coverage typically applies in minor accidents, covering medical expenses up to around $20,000. However, PIP does not cover vehicle damage or non-economic damages like pain and suffering.
For cases involving more severe injuries, Minnesota allows victims to pursue claims against an at-fault driver if certain thresholds are met. These include having at least $4,000 in medical expenses, sustaining a permanent injury or disfigurement, or experiencing 60 or more days of disability. Meeting these thresholds opens the door to filing a liability claim to seek additional compensation for pain and suffering and any further medical costs beyond what PIP covers.
Minnesota also follows a “comparative fault” rule. This means accident victims can still recover damages even if they were partially at fault, though their compensation will be reduced according to their degree of fault. If you are found to be 50% or more at fault, you are barred from recovering damages from the other party. For instance, if you are 20% responsible for an accident and your total damages are $100,000, you would receive $80,000 after the reduction.
It’s important to keep the statute of limitations in mind as well. In Minnesota, the statute of limitations for filing a car accident claim is generally six years from the date of the accident, while wrongful death claims resulting from a fatal accident must be filed within three years of the date of death. Filing within these timeframes is critical to preserving your right to seek compensation. Minnesota also requires drivers to carry uninsured (UM) and underinsured motorist (UIM) coverage. UM coverage applies if the at-fault driver has no insurance, while UIM applies when the at-fault driver’s insurance coverage is insufficient to cover your damages.
Finally, Minnesota does not impose caps on compensatory damages in car accident cases, meaning victims can seek full compensation for medical bills, lost wages, property damage, and non-economic damages like pain and suffering if they meet the liability claim threshold. Navigating these specific state laws can be challenging, and consulting with an attorney who understands the legal landscape in Minnesota can be invaluable. At Care for the Injured, an experienced intake specialist can provide you with an overview of your rights, helping you explore your options and decide on the best course of action for your case.
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If you’ve been in a car accident here in Minneapolis, you might wonder whether you need a lawyer. While Minnesota’s no-fault insurance covers some initial costs, it often falls short for serious injuries or significant vehicle damage. Working with a network of experienced attorneys can make a big difference in maximizing your claim and managing the complexities of insurance and liability.
Insurance companies, even here in Minnesota, tend to minimize payouts, and without a knowledgeable advocate, you might end up handling confusing policies and paperwork alone. An attorney in our network knows Minnesota’s specific legal landscape and how to counter tactics insurers use to protect their bottom line. They’ll work to secure the full range of benefits you’re entitled to, from basic no-fault coverage to any additional compensation that applies if you meet Minnesota’s injury thresholds.
From gathering evidence to managing the statute of limitations, our network of attorneys keeps you on track. Minnesota’s deadline for most accident claims is six years, but it’s only three for wrongful death cases—a critical timeline you won’t have to worry about alone. Plus, they understand Minnesota’s comparative fault rule and can protect your right to a fair settlement, even if there’s a question of shared responsibility.
Hiring a network of local attorneys gives you peace of mind, knowing experienced advocates are focused on your case while you focus on recovery. Rather than dealing with forms, adjusters, and next steps on your own, you have an entire team managing the process—professionals familiar with Minneapolis courts and committed to pursuing the best outcome for you. If you’ve been in an accident here in Minneapolis, working with our network isn’t just helpful; it’s one of the smartest ways to protect your rights and increase your chances of a fair recovery.
We don’t just handle car accidents here in Minnesota
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